Collection of NSF checks in Georgia

If you provide goods or services to a client and receive an insufficient funds notice from their check payment, you know how frustrating that can be. In the state of Georgia Bad Check Laws are squarely in the creditor’s favor. When you get the help of an experienced law firm to help with the procedures, you can collect on a bad check in addition to associated bad check penalties.

Insufficient funds check collection in Georgia

There are strict penalties in the state of Georgia for people who choose to pass bad checks. You can normally receive double the amount of the check (up to $500) in addition to an administration fee of $25 as a bad check penalty. However, this statute does not apply to stop payment checks. Georgia also has other bad check criminal statutes that cover insufficient funds checks. Our offices have more information available on these statutes.

Attorney in Atlanta Georgia for collection of bad checks

Our firm Howe & Associates is here to represent creditors who need collection of bad checks. We will work for you to collect the funds owed to you, as well as any and all statutory penalties covering the bad checks.

Please call our office to schedule a meeting to talk about bad check collection laws and how they can affect you.

Foreclosure Lawyer in Atlanta Georgia

Due to the state of the economy, it’s not uncommon these days to see frequent delinquencies. It’s important during this time for lenders to pursue their options quickly when a creditor falls into delinquency. Non-producing assets should be avoided at all costs.

Foreclosure Law Firm in Georgia

Georgia is a non-judicial foreclosure state so this leaves lenders with some interesting options. Unlike in other states where it can take quite a bit of time proceed with a foreclosure, things get done much more rapidly in Georgia. There is a short period of time between the first notice to the sale at auction. The process can be eased along with the help of a law firm who is experienced with Georgia foreclosures. If you are holding a mechanics lien, we can offer foreclosure services on that. We are also judgment lien experts.

State of Georgia Foreclosure Attorney

Whether you are a lender, holder of a mechanic’s lien or an investor, Howe and Associates can help with all of your needs.

Personal Property Foreclosure Attorney in Atlanta Georgia

Due to the UCC, the Uniform Commercial Code, a creditor is able to foreclosure upon collateral as long as they provide a financial statement that is filed with the court. The creditor files a write of possession which is also known as a replevin action or a trover action, in addition to the foreclosure on personal property. Our attorneys are Georgia experienced with Georgia replevin actions and we will work on your behalf to recover your property.

Businesses often extend credit to their customers in the form of lines or credit cards. The credit system is important to helping businesses operate in an efficient way. On a larger scale, it is also essential in helping the economy to grow and normalize. Credit cycles normally run smoothly in the credit card industry and anyone who needs to obtain credit is able to get credit cards.

Georgia Credit Card Collections Law Firm

There are often cash flow problems that business owners experience. Cash flow problems are also increased due to tight credit markets. The tight credit markets are a result of the sub-prime mortgage crisis and overall economic hard times. Many businesses need the assistance of a credit management agency or debt collection lawyer. Obtaining assistance from a professional in the world of debt collection will help small businesses keep cash flow positive.

An experienced debt collection agency will act as a reliable third party to handle credit card difficulties that are being experienced by your business. When you obtain their help, you can be assured that positive cash flow will be within reach. Late payments and defaults happen in every business, even if all of your customers have excellent credit scores. Debt collection is a necessary part of running a business and by hiring an experienced third party, you can leave the credit management to the professionals.

Contact our office to schedule a meeting to discuss the bad credit card collection laws in Georgia.

Uncompromising Legal Solutions Since 1985

Serving Savannah, Macon, Augusta, Valdosta, Columbus, Gainesville, Albany, Brunswick and all Georgia Businesses

Your company works hard to produce products and services. You supply the product or service in a way that makes you proud and then the client or customer doesn’t pay you for your efforts. The problem is, the client does not pay you, leaves you with all kinds of excuses or does not even answer the phone or return calls. Your demand letters are ignored. Certainly you do not think that is fair. Neither do we. That is why we have focused our practice on representing creditors to collect bad debts since 1985. With nearly three decades of debt collection experience, we have become very good at collecting debts and our hundreds of clients believe so as well.

You Only Pay If We Collect Your Debt!

Debt Collection and Creditor’s Rights Law Firm covering the State of Georgia

No matter what type of business the creditor is in and no matter the type of debt collection claim we receive:

• Student Loan Debt Collection
• Architect Debt Collection
• Contract Disputes
• Insurance Premium Debt Collection
• Software Debt Collection
• Subcontractor Debt Collection
• Medical Services Debt Collection
• Hospital Liens
• Credit Card Debt Collection
• Temporary Services Debt Collection
• Attorney Fee Debt Collection
• Supplier Debt Collection

We only charge on a contingency basis, so we are only compensated when we collect the debt and our contingency fee stays the same regardless of how much time we work a file. We will file suit, conduct discovery, trial, garnishments and levies, whatever it takes to recover your debt and are only compensated if we collect the debt.

Our proven debt collection strategy can put your company in the best position to collect the debt. In addition, the laws in Georgia allow you to collect your attorney’s fees from the debtor as well, provided the proper documentation exists.

Atlanta, Georgia Debt Collector Attorneys

Upon receipt of each new claim in our office, the debtor receives an immediate attorney demand letter, attorney telephone demands, and our investigators conduct a thorough debtor investigation of the claim, as well as a complete asset search. In response to our initial demands, if the debtor does not amicably enter into a payment plan acceptable to our client, we would recommend that a lawsuit to collect the debt be filed. Only upon approval from the client will we accept any payment plans or file suit to collect a debt. Because we work on a contingency basis, the creditor is assured that they only pay if we obtain a collection.

Debt Collector Lawyer Atlanta, Georgia

The law firm of Howe & Associates represents creditors in the collection of debts in the entire state of Georgia. If you need assistance with your debt collection matters, contact our office today for a free of charge evaluation of your debt collection claim.

Business contracts and legal agreements are an integral part of how business is run. When contracts are used, there are designed to make the role of everyone involved very clear. No matter how hard you may try, not all contracts are written correctly. It’s virtually impossible to come up with for instances for every possible situation a person may run across. If a break of contract is evident, there is a failure to fulfill the promises set forth in the contract and action needs to be taken. A business contract is an enforceable agreement and when it is broken, harm is done to the other party. There are many consequences to a breach of contract. You need to understand the remedies that are available to you if you have a contract broken, or your company is put in a place where the contract is too limiting.

Don’t delay! Did you know there is a statute of limitations on breach of contract disputes? If you need help with negotiating a fair settlement, call us!

Howe and Associates is a dedicated law firm with vast experience in contract cases. We’ve successfully handled thousands of contract cases since 1985. We have expert breach of contract lawyers who will work with you to develop a reasonable agreement between you and the other party. The lawyers will advise you on the right course of action and help you no matter what action needs to be taken – from settling a suit to going to court. They will inform you of your many options.

Breach of Contract Remedies

Compensatory Damages – these are equal to the funds lost from the breach of contract. With compensatory damages, you’ll be placed in the exact same place financially that you would have if there were no breach of contract.

Consequential or Incidental Damages – these are equal to any future damages that are on the line because of a broken contract.

Liquidated Damages – these are terms within the contract that coerce each party to honor the contract

Punitive Damages – these are rarely used because it is often simpler to obtain other remedies. These are monetary punishments that result from the party breaking the agreement.

Specific Performance – the court may order to contract breaker to honor the contract, but it is very unusual. It is most often used in real estate transactions.

Other Remedies may include Recission, when both parties are excused from the contract’s legally binding terms, and Reformation, when the modification of the contract occurs. If you prefer, the breach of contract attorneys at Howe & Associates will defend you in dispute resolution, arbitration or mediation.

Contact Atlanta Breach of Contract Attorneys Now.

Getting a judgment is only half the battle when it comes to collecting bad debt. Collecting on an obtained judgment takes time, effort and expertise. Creditors are protected by many laws in Georgia. Howe and Associates can help you collect your judgment, whether it’s here in Georgia or in another state.

You Only Pay If We Collect Your Debt!

Domestication of a Judgment in Georgia

Due to the Uniform Judgment Enforcement Act, Georgia will recognize judgments obtained in other states. As a creditor, you won’t have to file a new lawsuit when the debtor moves between states. If the debtor moves, you can simply have the judgment domesticated. This means that your judgment will be filed in the county in which the debtor lives.

Judgment Enforcement Lawyer in Atlanta Georgia

A judgment lien can be filed against the debtor’s real and personal property. Georgia law gives creditors a lot of options when it comes to collection. Creditors can use bank garnishment, wage garnishment and property levies. In addition, judgment debtor examinations and post judgment discovery can also be enabled, which will locate assets that can be used to pay the judgment. Judgment enforcement laws in Georgia all require that you be assisted by an experience debt collection attorney.   

Law Firm for Judgment Enforcement in Georgia

Since 1985, Howe & Associates has helped creditors with its expert legal advice and specifically with obtaining the collection of judgments. There are over 60,000 debt collection claims that have been successfully closed with our help.